Review Your Insurance Coverage

If you're over 50 years of age, look into long-term care insurance. It's relatively inexpensive if you buy it while you're still healthy, and it could save you and your heirs a load of money on the other end.

Insurance is a necessary evil, but overinsurance is an unnecessary expense. Regular insurance reviews are the best way to be sure you have the right coverage, and only the right coverage.

To respond to this column, e-mail Dr. Eastern at sknews@elsevier.com